Debt Advice

At Citizens Advice Luton we have a team of debt specialists who are able to offer advice on personal debts.

They will look at income maximisation and budgeting as well as cover consequences of non-payment, action creditors can take and all available options for you to deal with the debts.

Please phone through to our Debt Message Line on 01582 540446 to request a call back from the team. You will be called for an initial assessment where next steps can be explored and an appointment for full advice booked as necessary.

Call our national debt helpline

If you want immediate advice and are ready with your information about income, expenditure and debts, you can contact the national debt helpline to speak to an adviser. (The person you speak to may not be based in the Luton office.)

England: 0800 240 4420

• The debt helpline is available 9am to 5pm, Monday to Friday. It’s not available on public holidays.
• Calls are free from mobiles and landlines.
• If you can’t hear or speak on the phone, you can type what you want to say. You can use Relay UK with an app or a textphone. There’s no extra charge to use it. Find out how to use Relay UK on the Relay UK website.

Online

You can also talk to us online about a debt problem using chat – usually available between 8am and 7pm, Monday to Friday.